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Planning a renovation can be difficult when you don't know what a fair budget looks like. The cost can vary widely depending on your property type, property size, renovation scope, material choices and the condition of your home.
Don't settle for a broad renovation average. Build a cost estimate around the works you actually need.
Powered by real-world itemised material and labour costs in Singapore.
You can then use it to plan your budget, compare renovation quotations and understand where your money is likely to go — before committing to any renovation works.
We can help you get a detailed renovation cost estimate by telling us about your property, renovation priorities and the works you want to include.
Start by selecting your property type, such as HDB, condo, landed or commercial property. For HDB flats, you can select your flat type and whether the property is new or resale.
This helps the calculator account for differences between property types and renovation scopes when estimating your renovation cost.
Tell us how you want to balance budget and design, then select the renovation works you need.
The calculator first asks about overall works such as:
You can then customise your renovation room by room:
You can adjust the quantity of each item you want to include, making your estimate more specific to your renovation scope.
Once you've selected your property and renovation works, HomeMatch calculates an estimated renovation cost range based on the scope you selected.This includes a breakdown by area, type of work, and itemised costs.
Because renovation costs can vary based on dimensions, materials and customisation, we provide a lower and upper estimate rather than a single average figure.
Your estimate is a preliminary renovation budget, not a final quotation. Actual costs may vary depending on site conditions, measurements, material choices and the final scope agreed with your contractor or interior designer.
Most renovation calculators start with historical renovation budgets or average spending data. HomeMatch takes a different approach.
HomeMatch calculates renovation costs using real-world itemised material and labour costs from renovators in Singapore, rather than simply averaging what previous homeowners spent. Inflation has also been accounted for, as these figures are based on current, real-world costs.
From there, we determine realistic lower and upper renovation cost ranges by simulating logical scenarios based on the extensiveness of different renovation cost components, including:
Finally, we apply a reasonable mark-up to renovation cost prices to reflect standard industry profit margins for interior designers. Find out what are the reasonable renovator markups for interior designers and contractors.
HomeMatch's renovation cost calculator is designed to provide a more realistic renovation cost estimate because it breaks down and uses actual itemised material and labour costs, then calculates costs based on the specific renovation works you need — rather than relying solely on broad averages of what previous homeowners spent.
This means your estimate reflects:
In short: HomeMatch estimates what your renovation could reasonably cost based on the work you actually need — not simply what other homeowners happened to spend.
Learn more about the most expensive aspects of a renovation and how each renovation cost component affects your budget.
Think of the calculator as the starting point of your renovation budget, rather than the final answer.
Keep the following considerations in mind when you get your renovation cost estimate.
Renovation calculators provide a preliminary estimate, not a final quote. The accuracy of your estimate depends on how clearly you define your renovation scope and provide the required details.
For the best results, select the renovation works you actually need. A good calculator should also itemise expenses so you can see how different renovation works contribute to the total cost.
It is sensible to set aside around 10%–20% of your renovation budget for unexpected costs. Contingency funds can help cover unforeseen issues discovered during renovation, unexpected repair needs or changes in material and labour costs.
This is particularly important for older homes and resale HDB flats, where hidden issues may only become apparent once renovation works begin.
If you're looking for a quick benchmark, our Singapore renovation cost guide provides estimated full renovation costs across different HDB and condo property types, including new/BTO and resale homes.
These figures provide a general benchmark for full renovation costs in Singapore. Actual costs vary depending on your renovation scope, property condition, material choices and other requirements. For a more detailed estimate based on the specific works you need, use the HomeMatch renovation cost calculator above.
Your renovation budget may need to account for more than the renovation works themselves. Depending on the project, architectural drawings, permits such as HDB or and other applicable fees may add to the overall cost, particularly for major renovation works.
Material and labour costs can also change over time due to inflation and market conditions. For older properties, unforeseen repair or replacement work can create additional costs once the existing condition of the home is assessed.
Use your renovation cost estimate to establish a budget and compare multiple contractor or interior designer quotations.
A detailed, itemised quotation allows you to understand exactly what is included in the renovation cost, including materials, labour, installation, fittings and other applicable charges. Comparing quotations also makes it easier to identify significant differences in pricing and scope before committing to a renovation.
As a homeowner, you can fund renovation works using your savings or, where appropriate, financing such as renovation loans or personal loans. If you choose to borrow, compare the total repayment amount and effective interest rate before committing.
Knowing your renovation cost is only one part of protecting your renovation budget. Choosing a trusted and suitable renovator is your next step to keep everything in check.
As the Official Marketing Partner of CaseTrust, HomeMatch is committed to helping homeowners get matched with trusted and suitable renovators based on their budget, aesthetics, lifestyle, working style, property type, reno timeline and misc. requirements.
Most renovation platforms connect homeowners with a renovation or interior design firm. HomeMatch goes one step further by matching you with the exact person best suited to your project and preferences.
We:
The renovation industry consistently receives a high volume of consumer complaints. That's why HomeMatch isn't just focused on helping you estimate your renovation cost.
We're focused on helping you make a better renovation decision from the beginning, from setting a fair budget to finding a renovator you can trust.
Don't start your renovation by guessing how much it will cost.
Use HomeMatch's renovation cost calculator to get a free, detailed estimate based on your property and the renovation works you need.
Then use your estimate to plan your budget, compare quotations and make better-informed decisions before committing your money.
A renovation cost calculator estimates your project cost based on factors such as your property type, renovation scope, selected works, quantities, materials and labour costs. HomeMatch goes further by using real-world itemised renovation costs to provide a lower and upper estimate based on the works you select.
A renovation calculator provides a preliminary budget estimate, not a final quotation. Actual costs can vary depending on site conditions, measurements, material choices, fittings and changes to the renovation scope.
The more clearly you define your renovation works, the more useful the estimate will be.
They can be. Resale flats may require more extensive renovation works because of their age and existing condition. Hacking, demolition, flooring replacement, plumbing, electrical upgrades and remedial works can all increase the renovation cost compared with a new BTO flat.
The calculator can account for different renovation cost components depending on the scope you select, including carpentry, cabinets, electrical works, lighting, power points, plumbing, tiling, flooring and other common renovation works.
Yes. Your calculator result should be used as a budgeting and comparison tool, not a replacement for a detailed quotation.
Once you know your expected renovation cost, compare itemised quotations carefully to understand what each contractor or interior designer includes and excludes.
A renovation loan is one way homeowners can finance eligible renovation works. Homeowners may also use savings or consider personal loans, depending on their circumstances and financing needs.
Before committing to a loan, compare the total repayment amount and effective interest rate, rather than looking only at the advertised rate.

















































