Special Thanks:

As costs for home renovations continue to rise—projected to increase in 2025, 4 Room BTO homeowners need to be well informed about what they can realistically achieve within their renovation budgets.Ā 

In this article, we’ll break down renovation costs and provide insights on what you can expect for various budget ranges.

We will help you make informed decisions and create your dream home design without breaking the bank.

1. $20,000 - $30,000

For a budget of around $20,000 to $30,000, opting into HDB’s Optional Component Scheme (OCS) can help homeowners manage their finances better.Ā 

Since the costs of these components are included in the overall purchase price of the flat, they can be financed through HDB loans or CPF savings.

What to expect

Under the OCS, homeowners can select components such as:

Flooring: Pre-installed flooring options include vinyl strips for bedrooms and polished porcelain tiles for living areas.

great-oasis-4-room-bto-renovation-cost-2
4 Room BTO ($16, 650) by Great Oasis

Internal Doors: The scheme typically covers the installation of internal doors, ensuring that your home is ready for immediate use.

tab-gallery-4-room-bto-renovation cost
4 Room BTO ($18,000) by Tab Gallery

Essential Bathroom Fixtures: Sinks and shower sets are included.Ā 

great-oasis-4-room-bto-renovation-cost-2
4 Room BTO ($23,000) by Great Oasis

This scheme is particularly advantageous for first-time HDB BTO buyers or those on a tighter budget who wish to avoid extensive renovations after moving in.

2. $40,000 - $50,000

You can achieve a basic full renovation with a budget of $30,000 to $40,000.Ā 

What to expect

Full Kitchen & Bathroom Renovation: Covers lighting, fixtures, and fittings.

design-style-studio-4-room-bto-renovation-cost
4 Room BTO ($38,000) by Design Style Studio

Flooring: Typically pre-installed vinyl flooring or basic tiles.

swiss-interior-4-room-bto-renovation-cost
4 Room BTO ($38,000) by Swiss Interior

Cabinetry: Simple cabinetry works in the living room, kitchen, and bedroom.

agcdesign-4-room-bto-renovation-cost
4 Room BTO ($35,000) by AgcDesign

This tier allows for a basic upgrade in both aesthetics and functionality.

3. $60,000 - $70,000

You can expect more comprehensive renovations that transform your living space in this range.

What You Can Expect:

Custom Carpentry: Comprehensive built-in wardrobes and storage solutions.

aestherior-4-room-bto-renovation-cost
4 Room BTO ($60,000) by Aestherior

Open Concept Layout: Minor hacking to create an open space feel.

4 Room BTO ($75,000) by Space Atelier

Luxury Finishes: High-end materials for flooring and countertops.

todzterior-4-room-bto-renovation-cost
4 Room BTO ($65,000) by Todz’Terior

This tier is perfect for homeowners looking to create a modern home design with added comfort.

4. $80,000+

For those willing to invest over $80,000, you will have more creative freedom and access to high-end products or renovation services.

What You Can Expect:

Complete Redesign: Comprehensive interior design services for a cohesive look.

swiss-interior-4-room-bto-renovation-cost-2
4 Room BTO ($90,000) by Swiss Interior

High-End Appliances: Premium kitchen appliances and fixtures.

d' initial-concept-4-room-bto-renovation-cost
4 Room BTO ($106,000) by D’ Initial Concept

Extensive Structural Changes: Major hacking and rebuilding for new home design layouts.

space-atelier-4-room-bto-renovation-cost-2
4 Room BTO ($80,000) by Space Atelier

Luxury Amenities: Spa-like bathrooms or home automation systems.

d' initial-concept-4-room-bto-renovation-cost-2
4 Room BTO ($80,000) by D’ Initial Concept

This tier caters to homeowners who desire a luxurious living experience with premium finishes.

ā€

When planning your renovation for a 4 Room BTO, aligning your budget with your expectations is essential.Ā 

By understanding these costs and what you can achieve at each level, you can make informed decisions that best suit your needs and lifestyle.